1. Acceptance of Terms

By accessing and using mavelythora's financial goal tracking platform at mavelythora.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and mavelythora, operating from 16 Manning St, Watson ACT 2602, Australia.

If you do not agree with any part of these terms, you must discontinue use of our service immediately. Your continued use of the platform indicates your acceptance of any updates or modifications to these terms.

2. Description of Service

mavelythora provides a web-based financial goal tracking platform designed to help Australian users monitor and manage their personal financial objectives. Our service includes goal setting tools, progress tracking features, and educational resources related to personal finance management.

Service Features Include:

• Personal financial goal creation and management
• Progress tracking and visualization tools
• Educational content about financial planning
• Account dashboard and reporting features
• Mobile-responsive web application access

We reserve the right to modify, suspend, or discontinue any aspect of our service at any time, with reasonable notice to users when possible.

3. User Registration and Account Responsibilities

To access certain features of our platform, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Account Requirements:

1. You must be at least 18 years old to create an account
2. All registration information must be truthful and current
3. You must maintain the security of your login credentials
4. One account per person is permitted
5. Business accounts require additional verification

You agree to notify us immediately of any unauthorized use of your account or any other breach of security. mavelythora will not be liable for any loss or damage arising from your failure to comply with these security obligations.

4. Acceptable Use Policy

Your use of our platform must comply with all applicable laws and regulations. You agree not to use the service for any unlawful or prohibited purpose.

Prohibited Activities:

• Attempting to gain unauthorized access to our systems
• Using automated tools to access or collect data from our platform
• Transmitting viruses, malware, or other harmful code
• Impersonating other users or providing false information
• Using the service for commercial purposes without authorization
• Interfering with the proper functioning of the platform
• Violating any applicable laws or regulations

Violation of this policy may result in immediate account termination and potential legal action.

5. Privacy and Data Protection

We are committed to protecting your privacy and handling your personal information in accordance with Australian Privacy Principles and applicable data protection laws. Your use of our service is also governed by our Privacy Policy, which is incorporated into these terms by reference.

You retain ownership of your personal financial data. We use this information solely to provide our services and will never sell your personal information to third parties for marketing purposes.

6. Financial Information Disclaimer

mavelythora provides tools for tracking financial goals but does not offer professional financial advice. All information provided through our platform is for educational and tracking purposes only.

Important Disclaimers:

• We are not licensed financial advisors or planners
• Our tools do not constitute investment advice
• Users should consult qualified professionals for financial planning
• Past performance indicators do not guarantee future results
• We do not endorse specific financial products or services

Always seek professional financial advice before making significant financial decisions. Our platform is designed to support your planning process, not replace professional guidance.

7. Intellectual Property Rights

All content, features, and functionality on our platform, including but not limited to text, graphics, logos, software, and design elements, are owned by mavelythora and protected by Australian and international copyright, trademark, and other intellectual property laws.

Your Rights and Restrictions:

• You may use our platform for personal, non-commercial purposes
• You may not reproduce, distribute, or modify our content without permission
• You retain ownership of data you input into our system
• We grant you a limited license to use our platform according to these terms

Any unauthorized use of our intellectual property may result in legal action and account termination.

8. Service Availability and Modifications

While we strive to maintain consistent service availability, we cannot guarantee uninterrupted access to our platform. Scheduled maintenance, technical issues, or other factors may occasionally affect service availability.

We reserve the right to modify, update, or discontinue features of our service at any time. When possible, we will provide advance notice of significant changes that may affect your use of the platform.

9. Limitation of Liability

To the maximum extent permitted by Australian law, mavelythora's liability to you for any claim arising from or related to these terms or your use of our service is limited to the amount you have paid us in the twelve months preceding the claim.

Specific Exclusions:

• We are not liable for financial losses based on platform data or suggestions
• Indirect, consequential, or punitive damages are excluded
• Loss of profits or business opportunities are not covered
• Data loss due to user error or third-party actions

Nothing in these terms excludes or limits liability that cannot be excluded under Australian Consumer Law.

10. Termination of Service

Either party may terminate this agreement at any time. You may delete your account through your account settings. We may suspend or terminate your account for violations of these terms or for other legitimate business reasons.

Termination Procedures:

1. User-initiated termination is effective immediately upon account deletion
2. We will provide notice before termination when possible
3. You may request data export before account closure
4. Certain data may be retained as required by law
5. Outstanding obligations survive termination

11. Dispute Resolution

These terms are governed by the laws of the Australian Capital Territory and Australia. Any disputes arising from these terms or your use of our service will be subject to the exclusive jurisdiction of the courts in the Australian Capital Territory.

Before initiating legal proceedings, we encourage users to contact us directly to resolve disputes amicably. Many issues can be resolved through direct communication.

12. Updates and Amendments

We may update these Terms of Use from time to time to reflect changes in our service, legal requirements, or business practices. Significant changes will be communicated through our platform or via email to registered users.

Your continued use of our service after changes become effective indicates your acceptance of the revised terms. If you do not agree with updated terms, you should discontinue use of our platform.